Privacy Policy

TheCapitalVerse (thecapitalverse.com) is an independent financial and fintech news publication owned and operated by ZAG MY LIMITED, a company registered in F.T. Labuan, Malaysia. For the purposes of GDPR and UK GDPR, ZAG MY LIMITED acts as the data controller for personal data collected through this website.

Registered address: Unit B, Lot 49, 1st Floor, Block F, Lazenda Warehouse 3, Jalan Ranca-Ranca, 87000 F.T. Labuan, Malaysia.

For all privacy-related enquiries: privacy@thecapitalverse.com

Data you provide directly:

• Newsletter signup information (email address, name)
• Contact form submissions
• Content submissions and comments
• Any other information you choose to provide when contacting us

Data collected automatically:

• IP address
• Browser type and version
• Device information
• Pages visited and time spent on each page
• Referral source (how you arrived at our website)
• Cookies and similar tracking technologies (see Cookie Policy section below)

We process your personal data on the following legal bases:

Consent (Article 6(1)(a)): For analytics cookies, marketing cookies, and sending you marketing communications. You may withdraw consent at any time by adjusting your cookie preferences or unsubscribing from communications.

Legitimate interests (Article 6(1)(f)): For site security, fraud prevention, and basic analytics in aggregated form to improve our services. Our legitimate interests do not override your fundamental rights and freedoms.

Legal obligation (Article 6(1)(c)): Where we are required to process data by UK or EU law, including for tax, accounting, or regulatory purposes.

We use cookies and similar tracking technologies to enhance your experience, analyse site traffic, and serve relevant advertisements. Below is a list of the cookies we use:

We use Google Analytics 4 to understand how visitors interact with our website and Google Ads for advertising purposes. When you consent to analytics and/or marketing cookies, data may be transferred to Google LLC servers in the United States.

These transfers are conducted in compliance with applicable data protection laws, including through Standard Contractual Clauses approved by the European Commission.

Google's Privacy Policy: https://policies.google.com/privacy

Opt out of Google Analytics: You can opt out of Google Analytics across all websites by installing the Google Analytics Opt-out Browser Add-on.

If you are located in the European Economic Area (EEA) or the United Kingdom, you have the following rights under the GDPR:

• Right to access: You can request a copy of the personal data we hold about you.
• Right to rectification: You can request that we correct any inaccurate or incomplete data.
• Right to erasure: You can request that we delete your personal data ("right to be forgotten").
• Right to restrict processing: You can request that we limit how we use your data.
• Right to data portability: You can request your data in a structured, machine-readable format.
• Right to object: You can object to our processing of your data for certain purposes.
• Right to withdraw consent: Where we rely on consent, you can withdraw it at any time.
• Right to lodge a complaint: You can file a complaint with your supervisory authority (the ICO in the UK, or your local Data Protection Authority in the EU).

To exercise any of these rights, please email us at privacy@thecapitalverse.com. We will respond to your request within 30 days.

We retain different categories of data for different periods:

• Analytics data: 14 months (Google Analytics default, configured in GA4 settings)
• Cookie consent records: 1 year
• Contact form submissions: 2 years
• Newsletter subscriptions: Until you unsubscribe

TheCapitalVerse contains links to external websites, including news sources, partner sites, and sponsored content from third parties. We are not responsible for the privacy practices, content, or security of those external sites. We encourage you to review the privacy policies of any third-party sites you visit.

TheCapitalVerse maintains formal partner relationships with a number of organisations including Zitadelle AG, HRinEase, Financial License Market, and Atomiq Consulting. These partnerships are disclosed transparently on our /partners page. Partner links open external websites governed by their own privacy policies.

Content on TheCapitalVerse that is labelled as "Sponsored", "Adsy Publication", "Brand Feature", or "Sponsored Review" is paid for by third-party advertisers or partners. This content is clearly labelled and distinguished from our independent editorial content. The presence of sponsored content does not affect our editorial independence or the integrity of our journalism.

We may update this Privacy Policy from time to time to reflect changes in our practices, technologies, legal requirements, or for other operational reasons. When we make changes, we will update the "Last updated" date at the top of this page.

We encourage you to review this Privacy Policy periodically. Your continued use of TheCapitalVerse after any changes constitutes your acceptance of the updated policy.

If you have any questions about this Privacy Policy or our data practices, please contact us:

Company: ZAG MY LIMITED

Address: Unit B, Lot 49, 1st Floor, Block F, Lazenda Warehouse 3, Jalan Ranca-Ranca, 87000 F.T. Labuan, Malaysia

Email: privacy@thecapitalverse.com

Website: thecapitalverse.com